Cerb bill reddit. 00 car at the end of this 4 month CERB.

Cerb bill reddit I had finished my last payment on e. Doing Corp after cerb completion means a spectral feels kinda bad to get as your first sigil, but pre-cerb it means all 3 sigils are good drops to you! It's a long grind for sure but sets you up with cash, ranarr seeds (which you can farm up during the grind in prep for cerb), cannonballs to help get from 90-95 slayer. Students who had work before covid-19 and who ceased work due to covid-19 are eligible if they made $5000 or more in the previous year. the language of the bill reads that a worker must have ‘ceased working’ for 14 consecutive days due directly to COVID-19, which means they had to have been working in the first place. i believe i qualified for the CERB requirement. Most certainly don’t wait for them to contact you! They new bill they are passing also has severe penalties and fines for people who claimed CERB when they were not eligible. full-time students with no jobs are ineligible. Yes you can go to prison for CERB fraud. I encourage you to get in touch with Service Canada to find out if you are eligible for any new or existing emergency federal benefits at this time, including the new CERB. If you had the hours when CERB ended, you were put on EI for another full If we had a GLBI in place before the pandemic we would not have acclimated cerb debt. Fraud has always been illegal in Canada and it is punishable with fines and prison time. , and has zero bills, essentially gets a free $8000. This subreddit is a place to discuss anything related to the Canadian Covid benefits CERB/CRB/CWLB The case of fraud would have to be so black an white. Cra took my 10000 dollar wdc credit and put it on a cerb bill. 1K subscribers in the GreenPartyOfCanada community. You can look for roommates, talk about your experience in the program, give tips and hints for the interview, talk about your job in the park, and to find the answers to any questions that you might have! Also I read that CRA won't be charging interest on CERB repayment amounts but I wasn't clear if that meant between now and next year's tax season, or if that will also apply if the full amount isn't repaid by the end of the Tax season next year. Also if you don’t pay it back before the end of this year you will also get charged the tax on top of the payback and interest they are going to charge you. the caveat is that students must have also been working. Those were the CERB pay periods. I will state up front that I am still working and making my regular wage, and the business I am employed at had no plans to close - So this is not about me, nor am I planning to or wishing to commit fraud at any point. The only general Canadian… Hi all, I've been following the news and it seems like the CERB program keeps getting extended, and while that's great for people who need it, I have to wonder how that will impact individuals who are not eligible for it and are still working full-time (or reduced hours but still over CERB-minimum requirements). CRB pays for 2 weeks at a time, at the END of each period (so you can record how much you worked in the period and attest that you were available and looking for work). The amount ur entitled to is based off income. when covid hit and he said go ahead. Nous parlons en… Note that if the CERB period is, say, May 25th to June 25th and you don't earn $1000 from June 15th to June 25th, you could still apply. Which frankly is stupid. I can't even afford Reddit's home for tax geeks and taxpayers! News, discussion, policy, and law relating to any tax - U. Welcome to Canada’s official subreddit! This is the place to engage on all things Canada. This effectively makes it 8 ticks without reducing your own attack speed, so the ratio of your attacks to cerb’s goes from 1. 5 to kill cerb before the third ghosts spawn. Yes you can be fined thousands of dollars for CERB fraud. For residents of Japan only - if you do not reside in Japan you are welcome to read, but do not post or you will be removed. An open discussion regarding universal basic income. Just keep it Ontario… 273K subscribers in the onguardforthee community. Politically this will be too good for the NDP and Conservatives to pass up. It's still like, 1. I was on EI and they forced me onto CERB, said it was better for me and the correct thing to do. This will reduce your 2020 tax bill. It will provide a benefit amount of $500 per week (available in two-week periods) for up to 26 weeks for those who have stopped working and who are not eligible for EI, or had their employment/self-employment income reduced by at least 50% due to COVID-19. make sure you’re eligible to receive EI (earned ~700 insurable hours in the past 52 weeks) in the first place and make sure you’re eligible for CERB in the second place (qualifying for EI is one of the Hi all, so I posted this to r/ironscape and it got a lot more traction than I expected. So CERB my application was approved but CRB was rejected. Lets say you applied to CERB this year and got flowed the funds ($8k). e. did 10 kills and didnt get hit by ghosts once. I have seen some comments where other married couples who both collected CERB had one need to pay back. (For my case it’s actually true, I remember receiving a payment for CERB and EI in the same month when they rolled it out. So it got considered under CERB. Posted by u/Thrive92 - 84 votes and 25 comments So during Covid my hours got cut extremely short, I was working 3 hour shifts maybe 2 times a week even after begging for more hours. I was still eligible for EI at the time but not cerb, and had not way of changing the assistance I was receiving. Reddit . The max amount is $1380 for income under $13000. 271K subscribers in the onguardforthee community. It is my opinion that I am acquainted with someone who is committing CERB fraud and I wish for this to stop, as it is not fair. The stupid thing is that I didn't want CERB, I didn't need the extra money. Posted by u/ContrarianDouche - 53 votes and 70 comments I got $4500 as CERB payment from Service Canada when I applied for EI benefits which was after March 15, 2020. ) I was laid off earlier this year right around the beginning of the pandemic. I and CRB are not an income supplement like CERB was. Not affiliated with the DWP/SSS/DfC, and we are not associated with any of the organisations or websites linked in the sidebar. The community for Old School RuneScape discussion on Reddit. I had to apply for CERB because the government shut down my job and forced me into CERB to pay my rent. Log In / Sign Up Posted by u/Endoftime2020 - 3 votes and 2 comments She was working as a server at the time the pandemic hit. As such, those who made an honest mistake on their CERB… The CERB eligibility changed frequently during those first 6 months. Figured y'all might find it useful as well. Keep cerbs health above 400 until 1 minute. There has been so much confusion around the CERB payments. Anything Ontario! Questions, discussions, comments, photos, articles, etc. You must lose your work due to covid-19. I had anguish, barrows gloves, pegs, and archers ring, no rigur. yeah however the teller will enter the same payee as you would see on mobile banking. In all cases they got one cerb cheque which they didn't ask for and went back to work as soon as they could. i. This subreddit is a place to discuss anything related to Canadian EI/CERB/CRB and the new CWLB CERB I assume will be handled like EI, so income earned will be deducted from benefits. Nous parlons en anglais et en français. 6K subscribers in the UniversalBasicIncome community. Pay it back by Dec 31 or you'll get a T4A slip with the CERB money on it that is not correct. A Canada-specific subreddit that allows all types of Canadian content. So if I understand this correctly, my kid's friend, 15, laid off from KFC, gets $2000 p/mo. CERB paid a full 4 weeks at the beginning of each period. It's crazy. I will call CRA tomorrow to make sure but just wanted to have your thoughts on it. My husband was able to keep working and I wasn’t so collected CERB. 5k in 2019). This subreddit is a place to discuss anything related to Canadian EI/CERB/CRB and the… Cerb can't summon ghosts above 400hp and he has an attack order. 359 subscribers in the universalincome community. So no CERB. Please be respectful of each other when posting, and note that users new to the subreddit might experience posting limitations until they become more active and longer members of the community. That's what I did. For applications in 2020 the 52 weeks are either 2019 or the 52 weeks prior to the benefit period. See above. 2K subscribers in the AnythingOntario community. Now they're saying I owe the full amount back, when every single penny I make per month goes to rent, food, or bills. Im curious how the CWB benefit is affected by cerb. With regular EI during the pandemic, you had to be actively looking for work. 1K subscribers in the Canada_Politics community. So if CERB is considered income then your CWB will go towards your tax owing? Seems kinda unfair if that is actually how it works. A young lady I know is banking on the whole $2,000 CERB payment but she seems to ignore the fact that it is a taxable payment and that the GoC will be with holding $200 right off of the top for taxes. people making over 5000 net were not rich enough to collect cerb throw them all in jail now I think you guys all need to move on . Next year if you are found not to have been eligible, will you: A) need to pay back the $8K principle (plus maybe interest) and NOT report this source as income? or B) Include this fund in your taxable income and payback any taxes owing. I bill customers directly. Well, not the CERB specifically, but more about the spending in general. 1. I also receive scholarships, OSAP and UTAPS (the combination of the 3 covered all my tuition fees), and in past years my income outside these sources has been well under $12,000. I applied for EI and am fairly certain I ended up receiving a mix of CERB (one initial payment) and EI (12 payments), although I never applied for CERB. 2. Youll see if you stand under cerb for 10 secs, his ghosts will also be delayed for 10 secs. the recently sent me a letter to pay back with reason, " You did not have a 50% reduction in your average weekly income compared to the previous year due to COVID-19 " If you can say yes to the below, then you are very likely eligible: -were employed in insurable employment; -lost your job through no fault of your own; -have been without work and without pay for at least seven consecutive days in the last 52 weeks; -have worked for the required number of insurable employment hours in the last 52 weeks or Posted by u/QcMtl514 - 10 votes and 24 comments Long story short, my dad had to repay his ei payment (temporary layoff, so I guess it was cerb through ei). If you have exhausted all your entitled e. I do computer services for small businesses throughout BC, I invoice them, the money goes into my bank. 209K subscribers in the CanadaPolitics community. I was late on the payment and had to paid interest on it. I would encourage him to look at his province/territory’s specific stance on CERB and income support. you can claim CERB or now CRB. She applied for EI since she was laid off due to covid, and was directed to apply for CERB (that seemed to be what they were doing for anyone applying for EI at the time). This subreddit is a place to discuss anything related to the Canadian Covid benefits… I got a similar letter last week and the bill today. 142 votes, 25 comments. Didn’t CERB max out at like $14k if you took all the payments? Are the interest amounts and penalties really that much that people are owing 3x the amount they took? My friend took a CERB payment of $2k and was ineligible for it. Then ei kicked in after, I think the timing was confusing for some. Anything relevant to living or working in Japan such as lifestyle, food, style, environment, education, technology, housing, work, immigration, sport etc. Applied for CERB mistakenly and didn't file an EI report, but still got $2k from each. Cerb is a very quick boss that can easily be killed about 30+ times an hour, meaning you're making 2. I, put him on CERB, he was only out off work for 2 and half months, but he still has to pay that CERB money back. You didn't have to with CERB. I’ve reached out to two tax lawyers and neither were able to provide advice as they state covid benefits are so new nobody can say for certain whet court arguments the Supreme Court of Canada will accept. Your go-to for everything happening in Metro Vancouver: news, people, places, events, articles, and… Welcome to Canada’s official subreddit! This is the place to engage on all things Canada. 5K value, so at 30 kills an hour with a 10K per cost, you should be looking at atleast I started cerb with around 85 combats and was getting between 6 and 8bkills a trip with a spectral and bludgeon. It's a long established principle for EI that only "earnings" derived from "work" impacts EI eligibility. Join us for game… I also never applied for cerb, just EI, but someone has explained the sent out $2000 immediately to all who applied. By accident, when I repaid the payment, I repaid it to ‘cra revenue-tax instalment’, instead of ‘employment and social development of Canada’ . The Parlimentary Budget office calculated how much how this bill would cost =85 Billion per year. reReddit: Top posts of February 2023. Also, your pay period from the job never aligned with the CERB pay periods. People making $20,000 a year are not the same as people making $80,000 a year yet both were eligible for CERB. You can also start the fight under cerb, bgs him, then run under right away and wait for your next attack cycle. I remember being shocked at cerb being put in my bank account, but when I checked the Service Canada site it said it was not a mistake. However I'm unsure if the CERB disqualification is based on base rate of pay or after deductions Ask them if it’s because the two of you are married and both claimed CERB. I know several others who got cerb for a month and later applied for EI and/or found other jobs. I took CERB in 2020 and the CRA has never contacted me ( might not have been eligible) Apr 23, 2023 · I have a question regarding the notice of redetermination I received for CERB. Pay it to them as you kept getting CERB through Service Canada. In the news, multiple MP's are supporting the idea of CERB Amnesty. Posted by u/ghupodyag - 1 vote and 11 comments I mean, it’s still more or less true. Mine was dated January 2022 for spring and summer 2020 CERB overpayments. The idea is to get him as close as possible to 400hp without going below and waiting for 56 seconds since the fight started. An inclusive place for support, advice, and rants about you and your loved ones' DWP/SSS/DfC, HMRC and Council experiences. I wish there had been an option to opt out of CERB, but there wasn't. By doing this you are able to get 2 hits in for every one hit he does. Applied for EI but heard about switching to CERB afterwards. Being real is not always being accurate If you're still on ODSP, your tax bill is so minimal (even with the CERB) that you'll barely notice, if you have a tax bill at all. This was touched on in a recent episode of the Rational Reminder. So, the CERB goes to individuals, the wage subsidy goes to businesses. With a 5-tick weapon like fang you can hit cerb twice, then walk under him right as you see exp drop for the 2nd hit, then walk out when your attack cycle refreshes. But yeah, I'd push back on that one or at least call and ask for an explanation and decide then. A few months ago, I received a letter from the CRA requesting proof of income to determine my eligibility for receiving CERB. The CERB is for those who were laid off or had their hours substantially reduced because of the pandemic. That would be approximately $15. The… Posted by u/AdZealousideal1681 - No votes and 1 comment I dunno, the govt seems to be able to do it in regard to cerb I got in 2020. if you had applied on april 30, you would’ve enrolled in regular EI at your regular benefit rate. using a deceased persons SIN to claim CERB, claiming CERB while working regular hours, claiming CERB while in prison (yes it has happened) and of course repeat offenders. The unofficial subreddit for the Green Party of Canada Hey guys, I'm in a bit of an awkward situation, I know that I am not "exactly" eligible for CERB, I didn't earn 5k last year nor did I lose my job… All of this proof is after the fact, and can result in clawbacks and fines if the companies lie. Also note that you have until April 30, 2022 to pay your 2020 taxes without being hit with interest if you have received CERB and 2020 income is below $75k. Any other form of income derived from investments, capital, or property does not. Hi all, i'm confused on the process for transitioning over after CERB since it had ended. Reddit is a great big community so get money off your cable bill, get a free iPad, or whatever incentive you're offered. I did not read the eligibility every time I made a report. Don't dip Cerb under 400hp until she's attacked for the 7th time, and then kill her before the 14th. . In November, 2020, I paid service canada back whole amount $4500 through back payment by following given instructions on their website about adding SIN as account number and all. I made more than $1000 in a 4 week period, and I didn't lose my job because I don't have a job, I'm self employed. Oct 14, 2023 · What solutions are available for forgiving or consolidating CERB if I cannot afford to make my CERB repayment? The CRA has made its intentions clear that it wants to verify CERB benefits and reclaim as much money as possible where money should not have been paid out. Members Online Taxes- H&R Block Since the other guy didn't really delve into it, the logic behind the CC formula is as follows: Oh average, every 128 kills at Cerb you'll hit the crystal drop table once (I'll include smouldering for simplicity but it doesn't affect the logic). This thread will be the only place for CERB, EI and those related questions. As others have said, you attested to your eligibility for each and every period you applied for. Jun 10, 2020 · The NDP wanted fines and penalties for people fraudulently using CERB removed from the bill; a commitment to extend the program, as well as broader help for people with disabilities. 347 votes, 177 comments. And just got a letter to repay the last month (which also included the 1000 claw back). 5:1 to 2:1 (so an extra hit for every two cerb autos). We checked for eligibility at the time, and it seemed she fit the bill. Most people on ODSP, even the ones who are working, don't make more than the basic personal amount ($13. reReddit: Top posts of February 2, 2023. We helped someone that needed finally move on Posted by u/90skid91 - 66 votes and 101 comments Get app Get the Reddit app Log In Log in to Reddit. A place to talk about politics in Canada with few rules and no moderator bias, whether left, right… I usually don't 2:1 before the 7th attack, so make the wait shorter (1 to 2 cerb attacks). 946K subscribers in the 2007scape community. As for eligibility for CERB, there were specific requirements that he attested that he met for each period he requested it. Join us for game discussions, tips and tricks, and all things OSRS! OSRS is the official legacy version of RuneScape, the largest free-to-play MMORPG. All of this proof is after the fact, and can result in clawbacks and fines if the companies lie. S. A further 14,070 people who had made more than $210,000 applied for the benefit. Basically, the way the bill is written is that 52 consecutive weeks of income are used. One payments sitting in Savings will not being touched, but I sure would appreciate it is they'd let us pay that back sooner than the 11th. For supporters of the NDP, unions, and human rights. He paid back $2k the next year without any interest added on. People that applied that knew they really didn't qualify are finally getting caught out. Get app Get the Reddit app Log In Log in to Reddit. Expand user menu Open settings menu. I'm max combats now and usually get 10-12 kills a trip with a rapier and avernic. Here's some calculations I did in my previous post: Assuming we have another 56 seconds after the 2nd ghost spawn before the third, and cerb is on average at ~420hp, we need a dps of 7. We helped someone that needed finally move on The bill is not clear about how it is decided or who decides which 12 months is used to determine the comparison amount. I got a bill for $1000, interest free. Polite discussions about Canadian politics. I called to ask to not get CERB but my slightly lower EI payments and it was not an option. It'll mess you up around tax time if not paid back in full by Dec 31. Cra took my 10000 dollar wdc credit and put it on a cerb bill I had to refile and now I proved i qualified for the cerb, are they going to return my 10,000 and the readjustment gives me a credit of 1000 and some change , can I not go to my local libery tax and have them cut a cheque for the balance? Hello All, I have read the links but I am still confused. By taxing CERB, you're ensuring that the person making $80,000 is paying back more of the CERB (via tax) than the person making $20,000 (we have a progressive tax system and the more you make, the higher taxes you pay). Official subreddit of Asmongold (as seen on Netflix) aka ZackRawrr, an Austin, Texas based Twitch streamer, YouTube personality, and gaming organization owner and content creator of One True King (OTK), a group of mostly Austin, Texas based content creators and owner of Starforge Systems, selling prebuilt gaming PCs. If you call the service Canada number on your notice of debt they can give you the actual dates of your CERB payments you received. I. Young people are entering the worst job market since the Great Depression, and are largely in a similar position to people who have been laid off recently (who on the other hand ARE eligible for CERB). Everyone is on the street , laid off or furloughed. 489K subscribers in the vancouver community. His attack/special attack sequence is always the same. I believe it is something like triple attack - 5 normal attacks - ghosts (if <400hp) - 5 attacks - lava - etc. Reply reply Posted by u/[Deleted Account] - 1 vote and 1 comment Yes, this will always get you more hits relative to cerb’s attacks. The enhanced E. If you want to avoid that then you need to provide the proof of eligibility they are looking for. It just seems so very screwy. If you didn't have work yet or didn't lose your work or only work in the summer, you're not eligible unless they amend the bill which is I stayed away from all things CERB, because I knew things like this would happen. Generally you don't wait long, it's possible to bring in guthans and heal up in the extra time as well. hey everyone, I'm a 4th year student (tuition is about $16,600) and i got a substantial amount of CERB and then some CRB as well this year. It’s BS. Giving the assumption that if married only one can collect the CERB. With EIERB/CERB, any severance you received wasn't deducted, you got to keep it all. He will try to do ghosts but can't. 43 votes, 39 comments. Ghost skip method is: At the start of the fight, start a 2 minute timer. The whole point to CERB is to provide income to someone with none, not to provide $2K on top of a reduced income to help you get through, especially since those without EI benefits didn't pay the insurance premiums. CERB was closer to the Universal Basic Income where there's really few requirements for you to get employment or return to employment and as long as you meet the $1000 income threshold during the 4 week period, you get CERB. 17K subscribers in the EICERB community. I went to pay a hydro bill at the bank once and she put the payee as Hydro One instead of Toronto Hydro. 4M profit or more per hour while killing cerb, as long as your loot is "average" luck. Even if you got no crystals, these only account for about 71K of the 93. Canada Recovery BenefitThe new Canada Recovery Benefit will be effective from September 27, 2020 to September 25, 2021. Hi guys! I’m one of the many who also received the letter saying that I got too much CERB and have to pay $200 minimum monthly payment. CESB was created to help students AND recent graduates. Did you not get $4000 at the beginning by accident? If so, it is probably $2000 to the CRA. 00 car at the end of this 4 month CERB. Doesn’t matter that the Liberal bill didn’t pass, fraud is already a crime in Canada and always has been. 33K subscribers in the ndp community. I was laid off Sept 14th and applied for CERB via phone (online wasn't working) on the 18th, received 1 payment and nothing else so far. Log In / Sign Up The bill is not clear about how it is decided or who decides which 12 months is used to determine the comparison amount. You have the option to claim your repayments as a deduction in the same year you made the repayment or in the year you received the benefit. In the 12 months before my application for CERB, I earned more than $5000. My younger brother not on ODSP didn't even apply for CERB, but E. Universal Income is a social and economic policy which is similar to Universal Basic Income or… all regular EI claims made after march 15 are automatically rolled over to CERB. Not the difference, for CERB it was all or nothing. The IRS is experiencing significant and extended delays in processing - everything. tbh even then I see them simply requiring fraudsters to return the money with a stark warning attached to it. It’s interest free so take your time. I was applying for EI as I normally would every other year (because of the nature of my work). For all ODSP clients, the first $200 of the CERB will be exempt, with a 50 per cent exemption applied to CERB amounts above $200. They're the ones who have to pay it back. This is what the CRA guy told me 2ay back when cerb first started. I was on mat/parental leave from august 1st of 2019 until July 31st of 2020 I had to stay home in August because we didn't have any daycare to care for my son so I applied to CERB for August 2020, and then September 2020 (my son just started daycare), and I 15 votes, 22 comments. Even if CERB were extended another month, you would still go an additional 2 weeks after that without receiving some. That is a provincial/territorial issue though and he likely would have experienced any effects at the time. Everyone you talk to says different things. Welcome to /r/DisneyCollegeProgram! This subreddit was made so that you can say whatever you want about the program. I think I ended up receiving a mix of both because I submitted my EI application right around the time CERB was That would be a bill to be paid in full at the time of receipt. March 15, 2020 to April 11, 2020 April 12, 2020 to May 9, 2020 Arclight is going to be roughly on par with Inquisitor's Mace. I tested out bowfa at cerb doing the ghost skip method, and the dps is high enough. This is why ghosts will always be at 30 seconds if you let cerb attack you all the time. The reason being I worked in a store within a mall so the mall itself opened late and closed early due to Covid restrictions. With regular EI, it was deducted dollar for dollar based on your weekly salary. Don't feel bad about applying wrongfully. 5M subscribers in the canada community. I do pay taxes and I will be paying taxes on CERB. The only general Canadian… Legislation about CERB relief is absolutely going to be coming down the pipe especially with the screwups in comms the CRA has been making. If you repay a CERB amount before January 1, 2023, you can choose when and how to claim the deduction on your tax return. The TLDR is that there are so many other variables that come into play with consumer inflation (such as velocity of money, available goods & services for purchase, who is receiving the govt spending, etc) that there is no statistical correlation between 40 votes, 115 comments. Reply reply The CERB legislation states: " worker means a person who is at least 15 years of age, who is resident in Canada and who, for 2019 or in the 12-month period preceding the day on which they make an application under section 5, has a total income of at least $5,000 — or, if another amount is fixed by regulation, of at least that amount — from The November 2021 date is the date they processed your assessment/notice of debt in the system. NOTE: If you were permbanned for being nonresident prior to June of this year AND you have since moved to Japan 15 votes, 11 comments. The main board is getting overwhelmed with repeated, similar or something that nobody has the answers to due to the constant changes from the government and that some folks don't want to read the government information, which is all anyone has. Normally Cerb’s attack speed (for autos, at least) is 6 ticks. ATM, I got cerb through service canada at the very beginning of April basically, and I am out in another 4 weeks, only 1500$ left of CERB, then I do have EI, but I won't even be able to pay my rent + my internet + my phone bill with just my EI, let alone trying to figure out food, etc. No payroll, not incorporated, no rent to pay, no large business expenses, no employees. What’s frustrating CERB is different from CRB. The CRA numbers show that at least 114,620 people who earned between about $100,000 and $200,000 last year applied for the CERB. ". Just fixed 5 years of taxes and now this. 18K subscribers in the EICERB community. 561 votes, 69 comments. CRA has not commented on whether this extended payment policy would apply in situations where you originally received CERB but had to pay it back. We already spend 85 Billion a year on poverty and programs designed to help low income. and International, Federal, State, or local. sure, students are eligible. So you have to look at every single CERB pay period and allocate the exact gross earnings to the CERB pay period. 80/hr or less, if full time, assuming 7 hours a day and 9 days in that period. The bill itself says otherwise. And it's buried in the CERB bill that eligibility for it is derived from the earnings definition that EI uses. This subreddit is a place to discuss anything related to the Canadian Covid benefits… 23 votes, 30 comments. 5 dps worse than Scythe, but it doesn't have the high up front cost of either Scythe or Mace, nor the usage cost of Scythe, and if you were using a blood fury, it also uses about 40% of the blood fury charges that Scythe does. pnrugpp qilapk ultvou avgf xbb elcfuzw kwirar lvbb cdebgan zslgv